Case studies

Industry cases

Each case shows the starting workflow, P34's role, the human controls, the deployment stage, results where reportable — and its limitations. Cases follow the same timeline: before → shadow → pilot → scale → result.

Traded since 2023 Retail

Amazon wholesale reseller — ~$100M annual sales

Deployment stage: production at scale · Market: Amazon wholesale US

The founding deployment. P34 ingests thousands of signals — catalog, pricing, fees, velocity, supplier offers — and generates purchase and shipping orders with limited supervision. Over $30M in sales generated for customers, with >95% of trades unsupervised (company-reported). Controls: budget caps, per-SKU limits, human PO approval, reconciliation.

PDF Case study — drop PDF to publish
Traded 2025 Finance

Micro-lending — live model test, ~3,000 loans

Deployment stage: live pilot · Market: individual micro-credit

Lend / no-lend decisions where credit history is sparse or absent. The model issued approximately 3,000 loans as a live test with realized repayment outcomes feeding back into context. Regulated commerce: gated behind market-specific compliance review for any new deployment.

PDF Microfinance proposal — drop PDF to publish
Pipeline Banking

Card credit decisioning — overdraft & micro-loan offers

Deployment stage: discovery / proposal · Market: card portfolios

Limit increases, overdraft and micro-loan offers treated as a portfolio decision: score each candidate offer on expected lifetime economics under risk constraints, refuse the rest. Designed for shadow evaluation against the bank's incumbent policy before any customer-facing action.

PDF Card & credit decisioning deck
Pipeline Banking

Bank customer onboarding — calibrated offers

Deployment stage: discovery / proposal · Market: retail banking

Onboarding incentives selected and sized on lifetime economics rather than conversion alone — with abstention when the expected economics don't clear the bar. Proposal includes baseline design, holdout methodology and staged rollout.

PDF Calibrated onboarding proposal
Pipeline Finance

CLO manager underwriting

Deployment stage: discovery / proposal · Market: private credit

Manager selection as a menu decision under partial observability: candidate managers, sparse comparable histories, and a measurable recovery/yield target. The venture-selection analogy from the brief made operational.

PDF Manager underwriting deck
Strategy Category

Computable markets — category strategy

Scope: cross-market · Audience: partners & enterprises

The strategy view across the 45+ candidate markets in the pipeline — from crypto transaction routing and FX invoice payments to procurement, healthcare plan payments and fraud insurance — and the order in which they become supported.

PDF Computable markets strategy

Pipeline cases describe proposed deployments, not results. Production figures are company-reported — note: not audited by a human licensed auditor. Detailed decks are shared under NDA where marked.